Avoid Small Loans
2. Avoid Small Loans
Avoid getting small purchase loans (less than $5,000). We're so clear about the figure because of the following: the bank profits from the rates of interest. It doesn't want you to pay off quickly, that's why it will do its best to get as much bucks from you as possible.Since small loans are usually paid off within the shortest period of time, your bank will charge you higher interest rates than those stipulated for by larger loans. Thus, if you need several thousand dollars, be thrifty to put the necessary sum of money by. However, if you urgently need a car and there's no time for saving up, set the loan limit that we've mentioned above.